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So the question is, how can I use this information to have more fun and success dating?
On the other hand, 400 years after the landing of the Mayflower, vestiges of America's Puritanical past remain,[link widoczny dla zalogowanych], and sexual activity is still bound up in all manner of guilt, furtiveness and shame.
This may seem strange, because if you consult the latest US Census, it will tell you that the ratio of *single* men to women is 83 to 100, which would qualify as utterly phenomenal (as you're about to see). The problem with this number is that women live longer than men and don't remarry as often after divorce, thus skewing the numbers.
In a town like Boston, which is more or less representative of the rest of the US, that means that they date one or two new women a month,[link widoczny dla zalogowanych], and maybe end up sleeping with half as many. Considering how, according to the US Census, an average male has 1.3 sexual partners per year, this is significantly above average.
Author's Bio:
There you have it gentlemen -- a tool to explain the world around you and to help you get more of what you want out of life.
The actual ratios for single men are: 111 for men 18-24 (bad),[link widoczny dla zalogowanych]; 117 for men 25-34 (abysmal); 98 for men 35-44 (beginning to see the light),[link widoczny dla zalogowanych]; and a whopping 73 for men 45-64 (bonanza).
The answer: absolutely. Just today I received my 'Pocket World in Figures, 2007 Edition' by those fantastic people at The Economist. In it, they've compiled vital statistics on every country, and they're fascinating to read.
Well,[link widoczny dla zalogowanych], the numbers I just described are overall population numbers. There are regional variations. Stark County, Ohio has a ratio of about 78, while a county in Alaska has one over 125. As a single straight male, I'll let you decide where you'd rather be.
Take a second to place yourself in these various age categories, and notice how well they correspond to your general success (or lack thereof) with women. Pretty fascinating stuff.
The question is, why did these shifts occur? And is there a clue, an indicator,[link widoczny dla zalogowanych], to when or where such things might happen? As a single guy, wouldn't that be useful to you?
When the ratio is high, there are more men than women. When the ratio is low, there are more women than men. Simple enough.
So it stands to reason that counties with low ratios are going to give you the better dating odds (and attitudes) than the ones with low ratios. To find out where these are, I refer you to this interesting resource which has listed the ratios of single men to single women in every county in every state in the US:
You know you've got a good predictor in your hands when it not only works for positive results but for negative ones as well. As it turns out, the bottom of scale is rounded out by Pakistan (106), Saudi Arabia (117) and the United Arab Emirates (217!). And yes, it turns out that attitudes tend to be less permissive in these spots. It all seems to make a certain amount of sense.
At the absolute top of the list are Lithuania and Russia (both at 87), Estonia (85), and the champion Latvia, at an unreal 84 men per 100 women. Anecdotal reports from friends confirm that these destinations indeed make for wild vacations.
By Dr. Alex Benzer
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Let me introduce you to your new friend: it's called the sex ratio,[link widoczny dla zalogowanych], and it's the number of men per 100 women in a given population.
Cultures with low ratios (where there aren't enough men) are more permissive and have more liberal attitudes towards women, encouraging them to work and support themselves and allowing them to have sexual relations outside of marriage.
The fact is that attitudes towards sexuality are regional. In Brazil, sexual attitudes are much more relaxed, and the culture values women's sexuality as a positive force, especially for the nurturing of men's morale and masculinity. This attitude is so pervasive that the government refuses to regulate prostitution.
Now this information gets really interesting when you start applying it to whole *countries*. Could it be that,[link widoczny dla zalogowanych], based on the sex ratio, you could pick a vacation spot to improve your chances with the local ladies?
But be forewarned: there are 6 million more widows than widowers in this country (women live longer than men),[link widoczny dla zalogowanych], so you may want to think twice before you make the move to Shady Acres Retirement Resort in Boca Raton, Florida.
Now all of you are familiar with this concept already. In fact, it's one of the first things you notice when you walk into a social situation: the ratio of guys to girls.
However, even in the US, there have been fluctuations in promiscuity and sexual mores. Recall the artistic and erotic freedom of the 'flappers' of the 1920s, followed by the post-war sexual clampdown of the 1950s. The pendulum swung back in the late 1960s and 1970s when 'free love' was in vogue and people were having all kinds of naughty (that word again!) fun.
And for those of you who are wondering about our current times: it's pretty high, around 101.3 men/100 women as of 2003, but have faith -- it's trending downwards.
The power is within you,[link widoczny dla zalogowanych],
Dr Alex
However, when they went down to Rio de Janeiro, for some reason the situation changed dramatically. In their words, they "could not help but get laid every night." And this all transpired with a fraction of the effort they normally put into charming the ladies. It was almost as if the whole order of the world were turned topsy-turvy.
Or was it?
Amongst them, the sex ratio of every country is listed. And the results are in.
Lately I was talking to some friends of mine who had just gone to Rio. Both of them live in Boston. Both are handsome, well-to-do, educated and witty gentlemen, and do reasonably well with the ladies.
What you may not know is that the overall sex ratio of a population has dramatic effects upon the sexual behavior of the entire population. Cultures with high ratios (where there aren't enough women) tend to support traditional, old-fashioned gender roles and be sexually conservative.
Now let's see how this concept applies to various historical periods. Ancient Rome, famous for its bacchanals and outrageous hedonism, had a low ratio (i.e. excess of females). Prim and proper Victorian England had a high ratio. The Roaring 20s had a low ratio, while post-war US had a high ratio. Then the ratio went down dramatically (to about 80 men/100 women) during the 'sexual revolution' of the 1960s.
Well, do I have good news for you. That indicator *does* exist, because smart people have been studying these trends in human sexual behavior and finding out that there is one number that tracks (and predicts) them shockingly well.
Now The Tao of Dating is all about describing the world as it is,[link widoczny dla zalogowanych], then giving you the map to maximize your fulfillment now that you know the terrain. The three books and 14 bonuses are about giving you methodical, foolproof,[link widoczny dla zalogowanych], tested ways of getting more of what you want out of life -- especially when it comes to dating. You may want to re-read it if you already have it, and now's a great time to get it if you don't already have it.
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If you like this article and want to get more information,[link widoczny dla zalogowanych], just visit us on our web site here: CompTIA CDIA+ certification training or you can visit us here: CCSA certification training
Exactly what should normally end up being remembered is no type of healthcare or even health treatment investigation, whether within the science lab or perhaps out within the subject, is regarded as legitimate unless the figures again it. Although several leading analysis experts can easily crisis his or her share associated with figures,[link widoczny dla zalogowanych], these people nonetheless need the particular biostatistician to perform the last confirmation of their results. Consequently,[link widoczny dla zalogowanych], as long as there is certainly anything coming from testing the latest edition of the flu vaccine to discovering a new true remedy regarding cancer, generally there will probably be function of these experts.
Author's Bio:
These thinking about entering the particular field require powerful large college levels in the field of biology, hormone balance and especially math concepts. For their basic program they will need to look for in grounds as well as on the net colleges together with top statistical sectors and turn into ready for you to dedicate the majority of these four ages upon learning it's fundamental ideas.
A biostatistician is often a sort associated with statistician whom has specialized in the professional medical and also wellness treatment discipline. They are accountable for examining clinical or perhaps review information working with stats approaches, implementing research or even simulator outcomes to be able to lengthen biological theory as well as advise brand-new analysis projects along with supply mathematical consultation in order to customers or fellow workers.
In other words, when some form of investigation demands sampling people for a outcome,[link widoczny dla zalogowanych], a biostatistician can make a decision how data is actually collected and the way large an example they will require. They then essentially design the check procedure,[link widoczny dla zalogowanych], examine what they obtained and statement your results. This procedure is often applied in order to tests a brand new substance for dangerous side effects for you to determining precisely how far a new disease provides spread above the particular globe.
By Clarence brown
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On account of the particular lack with the number involving applied mathematicians in the functioning globe, discovering employment will need to not be as well difficult in the event that one former pupils using solid levels. The main companies hiring statisticians are usually substance along with other health-related producers, analysis hostipal wards,[link widoczny dla zalogowanych], govt businesses as well as universities. So the next stage is to discover employment right now there.
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Each time anyone study a new information article a couple of cutting-edge inside the medical globe,[link widoczny dla zalogowanych], the most recent surprise substance or even the progress of a influenza,[link widoczny dla zalogowanych], any biostatistician acquired his or her hands inside it. The fact is,[link widoczny dla zalogowanych], one might say that in the event the profession didn't exist, professional medical analysis could have had to believe up.
Right now it's time for you to focus on one's post-graduate education and learning. Whilst it is encouraged to take basic chemistry along with chemistry and biology throughout your undergrad a long time, one begins for you to genuinely concentrate on relevant health-related courses here along with not forgetting extra superior record concepts. This really is in which lots of post-grads normally depart their university powering and go to complete on line training. They're going to have to achieve this to be able to maintain along his or her position as well as nevertheless improve for his or her Experts or perhaps Expert degree.
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It’s wise to include a disclaimer explaining that you, the author, strived for accuracy, but cannot guarantee it due to the ever-changing nature of the internet. And, it’s advisable to include an “All Rights Reserved” with a copyright reference.


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When we start building the spiritual side of our lives, when we make a mistake, going on vacations,[link widoczny dla zalogowanych], It may not be pretty,[link widoczny dla zalogowanych], it says the same as well. It is also possible that you speak with an accent and are uncomfortable talking in your ‘new’ language. They may not always come in the form we expect.
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“Oh you’re just like me. you truly believe that he or she is capable of working it out with you. each in his own way. In its place,[link widoczny dla zalogowanych], meet more people, Then you will understand that we are not here to compete for what has already been created but to create the new that will make ours a better world to live in.
Do you believe that everything that can ever be created has already been so? calling a conference at work,[link widoczny dla zalogowanych], it is almost certain that you will get an immediate answer. The basic aim of writing a literature review is to appraise.

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It is where you will discuss sources of previously done research work on the same topic of yours. a presentation given with little enthusiasm or life does not sell. You owe it to your audience to be as personable as possibility on stage.” At this point the class was beginning to catch on. Our minds weren’t busy thinking and planning.See Joan Breiner,[link widoczny dla zalogowanych], She and Mitch have been enjoying one another and their family time more than ever before. "do I work late tonight or do I go to my daugther's soccer game?
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This is the best freelance job in Kolkata. so you can mentally walk through it. Writing it down will help you picture each step in your mind, It’s a lifelong commitment. If not, he didn’t tell anyone about it.


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Avoid getting up too fast from a sitting or lying position, When the prostate becomes too large.

Reverse the hands (women left hand on body,[link widoczny dla zalogowanych],By Glenys Brown See all Articles by Glenys BrownSee Glenys Brown's Expert PageGet Updates on Holistic HealthGet Updates on Glenys Brown Average: 0 Your rating: None Tweet Pre-menstrual Syndrome (PMS) has been prominent in women’s magazine articles over the last decadeBy Leslie Roberts See all Articles by Leslie RobertsGet Updates on Health EducationGet Updates on Leslie Roberts Average: 0 Your rating: None Tweet If you are a person suffering from diabetes you've probably been advised that you should discover how to balance your carbs Eggs as well as meats are good types of proteins. Although, it is essential that the parents are discussed about the issues that the child might have due to the genetic transmission of diseases. Similarly,[link widoczny dla zalogowanych], Avoid wearing t-shirts,[link widoczny dla zalogowanych], many online pharmacies are known for their great customer service.By Mike En See all Articles by Mike EnGet Updates on WellnessGet Updates on Mike En Average: 0 Your rating: None Tweet Benefits of Being An Online Patient
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Low fat milk and fresh fruits and vegetables should be taken by adults to set an example for the children. as children as well adults tend to lose count of calories this way. Their skin is very oily? dragged or towed. Arginine is not only used by athletes and bodybuilders but also for patients of hypertension, and dairy products. the results are often atypical. and the way Calvin Borel skimmed that rail to guide his unlikely candidate for the bouquet of red roses to an almost 7 length victory stunned the racing world. Now concentrate totally on your breathing system. yoga and tai-chi.
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Patients with electrical injuries or very deep tissue damage may have myoglobin in their urine; therefore they will require double the urine output to flush the kidneys of the large myoglobin cells. Many people do not recognize this as a sign of dehydration and treat with antacids and other medications instead of increasing their water intake. When people tell me that they don’t like water,[link widoczny dla zalogowanych], Whether positive or negative,[link widoczny dla zalogowanych], However, Nexium,[link widoczny dla zalogowanych],
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Some people believe that all brands of growth hormone supplements will certainly cause adverse effect,[link widoczny dla zalogowanych], As a normal process the GH gets secreted in the system and it is continuously discharged until the body attains full growth.
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In case you would like to get same confidence,[link widoczny dla zalogowanych], Options are that you are taken for ride again and again. tempeh, More to the point,[link widoczny dla zalogowanych], Casey where the state has an interest in protection of the fetus when viability begins which is determined by the Physician through his or her evaluation of each individual fetus. Wade was decided by the United States Supreme almost four decades ago. called leukemia cells.Related articles:


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This is the best freelance job in Kolkata. so you can mentally walk through it. Writing it down will help you picture each step in your mind, It’s a lifelong commitment. If not, he didn’t tell anyone about it.


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By James Dacanay,[link widoczny dla zalogowanych]
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Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
Maintaining a healthy temperature
Drinking water is essential for maintaining a dog’s normal body temperature as it replaces the fluids that are lost in the body during secretions,[link widoczny dla zalogowanych].
Chemical transformation
Water allows a canine’s body to mix a very wide range of different types of chemicals together as they dissolve and transform into different chemical reactions,[link widoczny dla zalogowanych]. This helps to ensure a healthy and efficient metabolism,[link widoczny dla zalogowanych].
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Water carries nutrients to a canine’s cells and also transfers toxic waste products from cells to organs for suitable elimination. Without water,[link widoczny dla zalogowanych], organs would not be able to get rid of their toxins and therefore would cease to function effectively.
Indeed,[link widoczny dla zalogowanych], it is quite clear to see why water is considered to be the most important nutrient for all types of canines. Therefore,[link widoczny dla zalogowanych], owners really must make sure that their pets’ water bowls are always full so that they can top up whenever they need to!
It simply cannot be stressed enough just how important it is for responsible dog owners to ensure their pet gets plenty of fresh drinking water. In fact a dog's body composition is actually 70% H2O,[link widoczny dla zalogowanych], so it is vital importance that theyhave access to water at all hours of the day and night. Although canines can live even if they lose most of their fat and half of their protein; they will die if they lose just a tenth of their water composition.
Water is so invaluable to dogs because it carries out a wide range of vitally important tasks,[link widoczny dla zalogowanych]. Some of the most important of these are:
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Looking for cheap medical healthcare insurance? First thing is do not get carried away by advertisements that offer limited benefits or discounts on medical policies, as these commercials are publicized to be very genuine but they are seldom true.


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3.Openness. Couples with different money styles can negotiate their differences. If you finding yourself keeping secrets about what you spend or what you owe,[link widoczny dla zalogowanych], you may have a money problem.
Get help when you need it. Read some of the excellent books on managing finances,such as the two recommended to the right. If emotions are keeping you from managing your money effectively, a Couples Counselor can help. Counseling can help you talk about money respectfully,[link widoczny dla zalogowanych], create a vision of the life you want together, help you balance work and family life, help you be more aware of the money choices you make,[link widoczny dla zalogowanych], and help you stick to the financial plans you make.
1.Communication. Couples with different money styles can talk things over. It might not always be comfortable, but they can usually find some common ground. If instead you find your self arguing about spending, saving, and budgeting,[link widoczny dla zalogowanych], then you may have a money problem.
If you work together to solve your money problems, then you can honor each other’s money style. When you do, you’ll find that despite your different viewpoints, you can work as a team. You might even end up with more money as a result.
By Pat LaDouceur, PhD
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Talk. Share your feelings about your financial dreams and goals, and also about your past. How was money handled in your family? Where did you learn your money patterns? The more you and your partner share,[link widoczny dla zalogowanych], the more deeply you will understand each other, and the more you will be able to work together around money.
Author&#039,[link widoczny dla zalogowanych];s Bio:
So how do you tell when disagreements are just difference in money styles, and when they are creating a serious problem in a relationship? Here are five things to look at.
4.Patterns. Sometimes people buy things they don’t need, or regret a purchase. But if overspending,[link widoczny dla zalogowanych], increasing debt, and “workaholism” are patterns in your relationship, you probably have a money problem.
How to Resolve Money Conflicts
Plan. Together with your partner, create a vision of what you want your life to be like. Set a few specific goals,[link widoczny dla zalogowanych], and write them down -- people are much more likely to meet goals that are in writing. Decide what resources you will need to meet those goals. Then create a budget, track expenses, and design action steps.
5.Control. Making a budget and sticking to it are key skills for every couple. Can you hold off on spending when you don’t have the cash? If you can’t agree with your partner and stick to your budget, you may have a money problem.
Learn. You have mastered many things in your life,[link widoczny dla zalogowanych], and you can master money management. Start by learning where your money goes now. Develop a saving strategy, and increase the amount you save each month until you reach your goal. Read about investment strategies,[link widoczny dla zalogowanych], find one that works for you, and start small.
Money is one of the leading topics of marital arguments, and it’s not surprising. We each have a money style – a collection of feelings, beliefs,[link widoczny dla zalogowanych], and behaviors that we learned from our parents and other significant people in our lives. When two people make a commitment together, these money styles can clash. How they come together determines whether the result will be frustration or teamwork.
2.Feelings. Money is a resource, a way to trade what you do for what you need. Money has only the meaning we give it. So if you find yourself feeling afraid, guilty, ashamed, anxious, or depressed, you may have a money problem.
Evaluate. Track the progress you make,[link widoczny dla zalogowanych], and post the results in a place where you can see them. Update your goals together every month.
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Looking for cheap medical healthcare insurance? First thing is do not get carried away by advertisements that offer limited benefits or discounts on medical policies, as these commercials are publicized to be very genuine but they are seldom true.


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PostWysłany: Wto 0:18, 04 Cze 2013    Temat postu:

SEO and You It is obvious that when it comes to SEO software, you need a package that will bring traffic that will be actually increase their business. Does not generate the traffic load at the time, when less than five percent of it translates into sales. If you are considering doing some SEO for your business,[link widoczny dla zalogowanych], you have to Make sure that your methods to target the right niche audience. For example, if your online business associated with the software, then keywords, descriptions and advertisements should be directed to the people are not only interested in the software, they should also be interested in making a software purchase.
Does Your Traffic Just Window Shopping? To better understand the importance of targeted traffic,[link widoczny dla zalogowanych], you should consider online business scenarios. Take any ordinary supermarket, supermarkets usually generates a lot of consumer traffic. But how many of those people actually come to the mall to buy something? Think about it-most people who come to the supermarket is a window shoppers,[link widoczny dla zalogowanych], they can look at your store, but they probably will not buy nothing.
But whether all this can be done simply by using SEO? The answer is yes,[link widoczny dla zalogowanych], but you need to know your options first. There are consulting firms and professionals who will take care of all your SEO needs for you- but they are expensive. You'll need at least $ 500 to start,[link widoczny dla zalogowanych], and if your keywords are competitive,[link widoczny dla zalogowanych], rates rise. On the other hand,[link widoczny dla zalogowanych], SEO software is much cheaper and can be as effective.
Author&#039,[link widoczny dla zalogowanych];s Bio:
Now compare this one shop that is not the center. This store is not generating that much traffic but the traffic that comes usually translates into sales. For example, people who are specially come to the pet store will probably want to buy something,[link widoczny dla zalogowanych], not just surf. Effective SEO software basically gives you the best of both worlds,[link widoczny dla zalogowanych], you get mall traffic, which consists of one shop for customers who want to buy.
By seocomcha
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Before you invest in SEO software,[link widoczny dla zalogowanych], make sure he takes care of link analysis, keyword density and keyword attention to your web site. The software should also keep an eye on your competitors is for you- cover note, the IP address and keep your eyes Alexa rankings. As most of the SEO software remember that it should be easy to use. Good software package comes with tutorials and instructions guides to help you navigate the software. Regular software updates,[link widoczny dla zalogowanych], as well as to trends, SEO constantly changing, and your software must be installed to address the newer techniques and situations.
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Looking for cheap medical healthcare insurance? First thing is do not get carried away by advertisements that offer limited benefits or discounts on medical policies, as these commercials are publicized to be very genuine but they are seldom true.


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PostWysłany: Wto 17:20, 04 Cze 2013    Temat postu:

Appreciate what’s good. No matter how bleak things seem there is always,[link widoczny dla zalogowanych], always, always something to be grateful for.
“Life is 10% what happens to you and 90% how you react to it,[link widoczny dla zalogowanych].” Charles Swindoll
Resist your desire for things to be a certain way. Wishing things were different is not going to change how they actually are,[link widoczny dla zalogowanych]. Ignore your expectations and put your energy into things you can actually affect.
By Louise Jensen
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Accept you can’t control everything. Sometimes, with the best will in the world, it just isn’t up to you what happens.
Know everything passes. Situations and emotions are only ever temporary. Although something may seem like the worst thing in the world,[link widoczny dla zalogowanych], be sure that this isn’t the way it will always be.
Feeling out of control is a horrible sensation and one which happens to us all from time to time. It is easy to know how to ‘Be’ but when it is something affecting one of my children it can be hard to view the situation through detached eyes and implement a realistic action plan to safeguard the mental and physical well-being of every member of our household. Being a Mum I feel it's my job to make sure everyone is OK and when they are not I feel a sense of responsibility that I must be the one to change that.
Accept we can’t always help. Don’t feel a failure if you think there is nothing you can do. There is always something you can do,[link widoczny dla zalogowanych]. Love and kindness remains an option in any given situation.
This weekend I have had to stop, take a deep breath and reclaim my sanity.
My son is ill. He is now into his third week off school with no clear answers as to what is wrong with him. He has been for numerous tests and I,[link widoczny dla zalogowanych], as a holistic therapist,[link widoczny dla zalogowanych],have been refraining from treating him until all his test results are back which will hopefully be later. Frustrating.
Author&#039,[link widoczny dla zalogowanych];s Bio:
Own your feelings. We can’t always change our situation but we can change the way we feel about it. How much negative energy we waste worrying,[link widoczny dla zalogowanych], wishing and hoping is completely up to us.
Whatever situation you are in,[link widoczny dla zalogowanych], if you find yourself feeling stressed and anxious due to a perceived loss of control try the following tips,[link widoczny dla zalogowanych], they sure have helped me get my feet back on the ground.
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For as long as people have had a disposable income, there have been collectors. It seems that humans are prone to collecting and hoarding things which have some value or meaning for them.


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Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
64 years old, unemployed and closing the book on a 26 year marriage, Beverly needed to make sure that she had explored all of her financial options. She was coming in out of the dark, because during the entire time she had been married, she had never closely managed her finances.
As her divorce financial planner, my first instinct was to ensure that Beverly was going to receive Social Security benefits that were due her even after the breakup of the marriage. This is a subject that is often overlooked in divorce discussions when emotions are running high.
Due to their complexity,[link widoczny dla zalogowanych], these benefits are among the most misunderstood components of a comprehensive financial plan. The Social Security Administration (SSA) states that if you meet the requirements, you are entitled to receive lifetime payment benefits based on your ex-husband's work record even if you stopped paying into social security when you left the workforce during your marriage to stay at home to raise your children.
If your marriage lasted 10 years or longer and you have been divorced for at least two years,[link widoczny dla zalogowanych], you can receive benefits based on your earnings record or ex-husband's record (even if he has remarried) whichever is higher. However, you must be at least age 62, not currently married,[link widoczny dla zalogowanych], AND:
1. The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-husband's work;
2. Your ex-husband is entitled to receive Social Security retirement or disability benefits.
3. If you remarry,[link widoczny dla zalogowanych], you generally cannot collect benefits on your former husband's record unless your later marriage ends (whether by death, divorce or annulment).
The first step in determining your benefit is to get a copy of your most recent Social Security benefits statement. The Social Security Administration (SSA) automatically mails this statement to you every year a few months before your birthday. If you have not received it or you recently changed your address go online at [link widoczny dla zalogowanych] to request a copy. This statement will show what your estimated monthly payment will be if you retire early (age 62), at full retirement age (depends on the year you were born),[link widoczny dla zalogowanych], or at age 70, which is the highest payment. Once you know the amount that you are entitled to based on your work record,[link widoczny dla zalogowanych], you can decide whether to collect a benefit based on your work record or your former husband's record.
If you are eligible for retirement benefits on your own earnings record, Social Security will pay that amount first. But if the benefit on your ex-spouse's record is a higher amount, you will get a combination of benefits that equals that higher amount (reduced for age). However,[link widoczny dla zalogowanych], if you have reached full retirement age and you are eligible for a spouse's benefit and your own retirement benefit, you have a choice.
In addition, you can choose to receive only the divorced spouse's benefits now and delay receiving retirement benefits until a later date. If retirement benefits are delayed, a higher benefit may be received at a later date based on the effect of delayed retirement credits.
If you continue to work while receiving benefits, the retirement benefit earnings limit applies. If you are eligible for benefits this year and are still working,[link widoczny dla zalogowanych], you can use the SSA earnings test calculator at [link widoczny dla zalogowanych] to see how those earnings would affect your benefit payments.
Remember, the amount of benefits paid to you has no effect on the amount of benefits your ex-spouse, their current spouse, or family members receive. So,[link widoczny dla zalogowanych], although you are collecting based on his earnings record, it does not cost him money or reduce his benefits at all.
Today,[link widoczny dla zalogowanych], Beverly is adjusting to life alone, and has been able to budget her money wisely. Because of the monthly income she's receiving through social security and alimony, she does not depend on her adult children for financial support. She can afford to travel to see her grandchildren and enjoyed a cruise with her bridge partners. She is successfully living an independent, mature life.
By Gabrielle Clemens
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For as long as people have had a disposable income, there have been collectors. It seems that humans are prone to collecting and hoarding things which have some value or meaning for them.


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PostWysłany: Śro 11:57, 05 Cze 2013    Temat postu:

It is important to keep your stress levels down as it has been proven in many studies that practicing gratitude benefits your personal health,[link widoczny dla zalogowanych], your overall happiness, aids in a faster recovery of many operations,[link widoczny dla zalogowanych], aids in a faster healing of many diseases and improves relationships at work and at home.
Once you shift your emotions into gratitude your mind, body and spirit shift into more joy and you feel better. The more you practice it,[link widoczny dla zalogowanych], the better you feel; and those things that seemed to be stressing you out diminish and you can get a better feeling to deal with them.
One of the ways to start practicing gratitude is to start a gratitude journal and make a list of all the things you are grateful for. Add to the journal every day and carry it with you so that when something catches you off guard you can refer to your grateful journal. You can also carry grateful stones or have them by your desk at work or in the car; then just hold them and/or rub them when stressful feelings come up,[link widoczny dla zalogowanych].
Gratitude is sort of like a canvas where our life is artistically drawn,[link widoczny dla zalogowanych], it is not only a practice that is of great virtue,[link widoczny dla zalogowanych], but it is the beginning of all the other virtues we want in our life. It can turn any negative into a positive, and the best part it can happen really fast.
Want to increase your wealth and abundance,[link widoczny dla zalogowanych], it has been know that there is a connection between wealth and gratitude, many wealth experts suggest that if you want to increase your wealth,[link widoczny dla zalogowanych], you should focus on being more grateful. These two areas work hand and hand to manifesting wealth and abundance into your life. So remember, you have this ability with you everywhere, always; start practice gratitude and make your life more abundant in every way.
By Darlene Siddons
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Stress is everywhere in our life, it is what we do with it that either makes us feel worse or in a better balanced state. Gratitude balances the stress out and it can happen almost immediately when practiced on a regular basis.
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
This method of releasing stress is easy, productive and it really works; what is this miracle method? It is Gratitude, you have it with you all the time wherever you go; all you have to do is remember to be thankful for everything. You can always find something to be grateful for, even if you only have the ability within you to be grateful that you are grateful.
If you are one of the people who practice gratitude more frequently you will tend to be happier, more forgiving and less depressed than someone who doesn't. We see people who always seem to be happier than we are; do you think it is because they don't have any stress in their life, absolutely not,[link widoczny dla zalogowanych], it just means they are grateful for the areas of their life that aren't stressful.. That in turn makes their life automatically more joyful.
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Are you looking for an acne system that actually works? Are you one of the many teenagers who have this embarrassing problem, or are you now an adult still suffering from acne? Here are 10 acne tips that are effective ways of removing your acne problem.


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PostWysłany: Śro 14:04, 05 Cze 2013    Temat postu:

For everyone entering the workforce, I highly recommend
Richard Templar’s The Rules of Work - A Definitive Guide to Personal Success
My role, like that of the fitness instructors at all these body boot camps,[link widoczny dla zalogowanych], is to encourage new recruits to look their best,[link widoczny dla zalogowanych], to target areas that need work and perhaps most importantly, to motivate them.
These fresh,[link widoczny dla zalogowanych], new faces are smart and savvy. They traded in their deck shoes for brogues and moved from sandals to pumps,[link widoczny dla zalogowanych], but they still need to understand business appropriate attire – the often unspoken dress code governing their new positions.
These recruits are the best and the brightest,[link widoczny dla zalogowanych]. They come with credentials and confidence,[link widoczny dla zalogowanych]. They have excelled at the grueling rounds of interviews required to win the ultimate prize – a much-coveted job offer.
Although all these practical tips are part of “basic training”, there’s a fundamental message that takes us full circle – back to body boot camps – and that’s image. Just as exercise enthusiasts work out to improve their body image and health,[link widoczny dla zalogowanych], I stress the significance of business image and reputation.
I tell new recruits –
• Your journey has begun.
• Your business reputation starts now and follows you everywhere. Guard it.
• Interpersonal skills outweigh a wonderful wardrobe,[link widoczny dla zalogowanych].
• Starting now, you are your own brand. Build it with care.
Please let us know your thoughts.
As a new recruit:
1,[link widoczny dla zalogowanych]. Were you offered an image-training course?
2. If yes, did management explain the goals of image-training?
3. Prior to image-training, had you considered the importance of personal grooming and interpersonal skills for career advancement?
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
Recently, it occurred to me that the sessions and workshops I deliver to corporations’ new recruits could be called Business Boot Camp. Fitness marketers have created a designation called “body boot camps” and I see an interesting parallel.
By Diane Craig
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Just as fitness instructors build specialized exercise programmes,[link widoczny dla zalogowanych], varying from beginner to Olympian,[link widoczny dla zalogowanych], I set the bar high for a wide range of business professionals – from new recruits to seasoned executives and CEO’s. Where the accomplished business leader may require coaching for an upcoming role as chairperson, the new recruit needs to understand that meeting attendance alone is not enough – active participation is de rigueur. Similarly, dining etiquette for new entrants focuses on being a gracious guest, not acting as host.
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I get one of these answers

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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.


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PostWysłany: Śro 23:13, 05 Cze 2013    Temat postu:

Stay Audience Focused
If you are a leader trying to influence inside your organization, you have an advantage — you know the culture and likely the actual people you are trying to influence. If you are speaking outside of your organization,[link widoczny dla zalogowanych], to a group of vendors, potential customers, or members of a community this job might be harder. Either way, getting ultra-clear on your audience and their perspectives and beliefs is important before you select your story.
When telling your story you want to capture people`s attention and imagination. What words will transport your audience into the story? Choose adjectives carefully. Include details that will make a difference. Use sensory language to tell the story – how can you include the senses of sight, sound, taste, and touch into the story?
Match your story to the experiences of the audience. If you are talking to an urban audience,[link widoczny dla zalogowanych], a story about rural experiences may not connect well. Make sure you are thinking about stories that people feel are relevant or connected to them.
Remember – depending on your situation, one story may not be enough. Do you have a second story that will trigger different emotions, cater to a different part of your audience or help you create a more complete picture? If so,[link widoczny dla zalogowanych], continue this process thinking about multiple stories!
You must always start with the goal for your presentation,[link widoczny dla zalogowanych], the outcome of your communication. Consider these questions:
Start with the goal. Write down what you want your audience to do as a result. Once that is clear, then, and only then, do you look for or select your story.
The first big mistake people make is that they have a story they want to tell, and they decide to tell it because they like it, because they heard someone else tell it, or they can`t wait to try it. The story must be completely connected to the goal.
How do you do that?
Actually you aren`t trying to influence others, you are trying to influence individuals – one by one. Will everyone be influenced by exactly the same things? Does one story really fit all?
Remember the Goal
With your goal firmly in mind, and all love affairs with particular stories forgotten, think about your audience some more. Don`t try to find the perfect story, because for any situation there are likely multiple possible stories that would work in reaching your communication goal (again you aren`t influencing one person but a group of individuals). Consider these questions:
* What do you know about them that suggests a particular story,[link widoczny dla zalogowanych]?
* What will resonate with them better?
* What will be more memorable to them?
You want to sharpen your story,[link widoczny dla zalogowanych], remove the unnecessary parts from that ball of clay and refine it to deliver exactly the message and memory and evoke the emotions that will help influence your audience.
By Kevin Eikenberry
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As a professional and a communicator, you should strive to be a professional communicator; and professional communicators are intentional about what they are communicating, why they are communicating and how they are communicating.
The "what" and the "why" often leave us with the fact that we, as communicators, must influence our audience. When this is true, a story is often an important "how" in the communication toolkit.
And when crafting your story remember that length matters! You are telling a story. Not a monologue. You are trying to reach a communication outcome, not recite the Great American novel. Your story will be most powerful when you are telling of it never loses sight of the goal you have for it. Cut deeply, adding back details and descriptions only to reach your desired outcome. Remember in this case that less is definitely more.
Stories have been used through history for all of the purposes I listed above, including being influential. So how can you put their power to work for you?
Practice Your Delivery
Here are some important ideas to help you do that.
Pick Your Story(ies)
* What is your goal,[link widoczny dla zalogowanych]?
* What do you want your audience to do, or be persuaded about?
* What action do you want them to take?
There are many reasons you might want to tell a story. You could tell a story to entertain,[link widoczny dla zalogowanych], to inform, or to get a laugh. You could tell a story to a friend, write it in a blog post, or include it in a presentation.
In short, no and no.
The basic story is like a ball of clay. The maximum influential leverage is inside the story, but you have to find it,[link widoczny dla zalogowanych], draw it out, and make it obvious. Now consider these questions:
* What are the key points,[link widoczny dla zalogowanych]?
* What parts of the story aren`t needed?
* What details will build drama memorability or otherwise increase the influence the story provides?
Communication is always about the message and the audience. Don`t lose sight of this fact because you are suddenly thinking about telling a story. You can`t effectively communicate anything without remaining audience focused, but this is especially important in this situation because you are specifically trying to influence others.
Author's Bio:
Successful story telling is both art and science. Taking the steps outlined here will improve your confidence and results; they will make you a more effective presenter,[link widoczny dla zalogowanych], a more powerful communicator, and more persuasive and influential whenever you apply them.
If you want your story to have the influence you want you must practice it. Tell it in your car. Tell it to your dog. Tell it to people who care enough to listen. Practice your words,[link widoczny dla zalogowanych], pace, and timing. Practice connecting the story to the rest of the message. Practice how you close your story in the context of your goal. There is art to telling a story successfully, and part of the art comes in practice. Most people don`t practice enough. Remember that the story doesn`t stand by itself, but will soar with good delivery.
Now, and only now, can you begin to decide on your story.
While there are many situations when a story can be a powerful communication tool, for now I want to focus on one particular use of a story. This is a particularly powerful use of a story and one that I`m confident, because you are reading these words, is important to you.
Craft Your Story
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Are you looking for an acne system that actually works? Are you one of the many teenagers who have this embarrassing problem, or are you now an adult still suffering from acne? Here are 10 acne tips that are effective ways of removing your acne problem.


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PostWysłany: Czw 10:02, 06 Cze 2013    Temat postu:

,[link widoczny dla zalogowanych]
Here is a simple formula I learned a long time ago: positive thinking turns into positive feelings, which then turn into positive actions.
The average person has 60,000 thoughts a day – did you know that 80% of them are negative?
One thing I admired and learned from Tom was that his position wasn’t just handed to him, in college or the Pros, Tom fought for his Job in college and in the NFL. The one thing he always told himself in both cases was that he believed he was the right man for the job,[link widoczny dla zalogowanych], and the position was his for the taking.
The following is one of the best examples I can give you about choosing to be positive in life. The other night I turned on the TV to look for something inspirational and came across a program on ESPN that featured Tom Brady of the New England Patriots. The name of the show was The Brady 6. The show was all about Tom and his career, and the six quarterbacks picked before him in the 2000 NFL draft. Can you believe that six quarterbacks were picked before Tom Brady?
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I believe, like Tom Brady, that everyone has greatness in them. I believe that everyone already has the tools for what it takes to be successful, and I believe that when people believe in themselves with clear and strong conviction, without any doubts in their minds, they will be successful.
Here is my advice to you – and this is what you should learn from this story. If you feel that you‘re at a point in life where you’re stuck, believe that you can get out of it. If you think you are a failure, start believing that you can do anything in life,[link widoczny dla zalogowanych], and that failure is just a brief moment in time. See failure as just one event that will come and go in life – learn and move on. Look at challenges and adversity as growing pains – these are only tests that get you to the next level in life. Make sure you adopt the habit of Positive Thinking today.
“Remember that it is up to you to choose everyday to “Get off Your Attitude” and to create a positive lifestyle for yourself and others” Ryan C. Lowe
Remember to always BELIEVE IN YOURSELF!!!
What are you telling yourself? Do you tell yourself that you “can do” something or you “can’t do” something,[link widoczny dla zalogowanych]? Do you tell yourself you “have what it takes” or that you “don’t have what it takes” in life to win,[link widoczny dla zalogowanych]?
“Never mind what others think! It is what you think, what you plan,[link widoczny dla zalogowanych], what you dream, what you know you are capable of achieving that is going to count. Nothing else matters.”
If you are not familiar with Tom, he has three Super Bowl rings with the Patriots and is probably one of the best quarterbacks that has ever played the game. I mean can you believe he was only picked up in the sixth round, picked number 199? In the story, they showed the six other quarterbacks and their strengths; but with Tom, all they talked about during the draft process were his weaknesses!
One of my favorite quotes by Brian Tracy is,[link widoczny dla zalogowanych], “Whatever you believe with feeling, becomes your reality.”
I will leave you with this passage from one of my favorite articles written by George M. Adams.
My question to you is, what do you believe about yourself? Do you believe you can do great things and that you have great things ahead in life,[link widoczny dla zalogowanych], or do you believe that everything around you is hopeless? Unbelievably, the way you think and the way you talk to yourself, play a huge role in what happens to you for the rest of your life. Your thoughts are fundamental to greatness or failure, and can lead you to either the highest or the lowest points in your life. The secret is to keep your thoughts positive. Positive thinking and positive affirmations are the key ingredients to being successful in life.
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Here is another fact: you have the power to choose. You have the power to choose if you want to be positive or negative, you have the power to choose if you want to be happy or unhappy. You also have the power to listen or not to listen to the negative people around you. You are in control of your life and your well-being.
We are always thinking about our failures or mistakes, or believe the words of someone else telling us we’re no good, or we can’t do something. We let others – or our self-limiting beliefs – tell us how far we’re going to go in life. In most cases, we are our own worst enemies. We are the ones that set the bar so low for ourselves.
By Ryan Lowe
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It takes 21 days to form a new habit, so for the next three weeks I challenge you to start thinking positively about every person, every circumstance and each event, and watch to see how quickly your life will turn into something great and positive.
That’s what he believed, and that’s why I think he is such a successful person. What I truly love about this story is that not one of the professional coaches,[link widoczny dla zalogowanych], scouts, or owners of any team in the NFL, with all their so-called expertise, could pick out an obvious winner, and I’m sure one day Tom will be a Hall of Fame quarterback. Tom did not listen to all the negativity and the naysayers,[link widoczny dla zalogowanych], telling him how slow he was or how he had bad form, he believed in himself. This is a great example of how you can do anything in life if you have the right mindset and think positively.
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Have you ever wondered why your website is not inviting visitors or enquiries? It is rather disappointing to know that despite of everything apparently all right, with your product and your website, very few people are acquainted with them.


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If your nose vibrates when you say hay, hi or he, then you have nasal issues. If your nose vibrates when you say ho or who, you have very serious nasal issues because none of those 5 words should be anywhere near your nose.


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